November 2, 2010
Please be advised that Utility tractors should not be considered personal property, the utility tractor needs to be a scheduled item.
Farm GPS systems/auto trac can be added to the farm blanket, but remember the blanket is Group 2 perils and loss settlement 1. These units are not covered under other perils machinery, as they are not farm machinery. You can put these GPS systems/auto trac on a computer inland marine policy.
If you have customers that have these units, you may want to review the coverages.
Deb Geuther, PFMM
Mendota Mutual Insurance Company