Subject: Mendota Mutual Ins. Co. Changes Effective 12/1/2025
Hello,
This email is to inform you of an upcoming rate increase approved by the Mendota Mutual Insurance Company (MMIC) Board of Directors, effective December 1, 2025.
The following adjustments will be implemented:
* A rate change of 5%
* The inflation factor will remain at 5%
As a result:
* The average replacement cost policy will experience a 10% rate increase.
* The average ACV policy will experience a 5% rate increase.
MMIC is committed to managing costs for our customers. Our industry has faced significant inflationary pressures and increased reinsurance costs over the past three years.
Thanks to the diligent pre-underwriting efforts of our agent force, MMIC has performed better than many of our peers. This allows us to continue offering aggressive pricing into 2026.
No action is required from you at this time.
Thank you for choosing MMIC. We appreciate your business
Thank you,
Christina Sanchez, PFMM
Sec./Treas./Manager
Mendota Mutual Insurance Company
815-539-3426
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Thank you.
